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Combined Return To Invoice
Covers the gap between your insurance settlement and what you paid for your vehicle, or your outstanding finance balance.
Return to Invoice
Covers the gap between what you paid for your vehicle and your motor insurance settlement.
Return to Value
RTV is for cars where customer has not purchased gap within 180 days and is based on GGR at the time of taking out the RTV policy and may pay a lower fixed term benefit.
If a large proportion of your vehicle is funded by finance you could end up owing the finance company more than your insurance settlement. This policy covers the GAP.
Vehicle Replacement Gap
VRI is for new and used vehicles, the gap benefit is based on the cost of a like for like replacement. If you purchased a used car you will not get a new car benefit paid.It will be based on the cost of the like for like used car.